CROA Disclosure

This page provides general disclosures commonly used by credit repair organizations. Requirements can vary by business model and state. Consult a qualified attorney for compliance review.

Your rights

• You have the right to obtain a free copy of your credit report from each credit bureau once every 12 months.
• You have the right to dispute inaccurate or incomplete information in your credit report by contacting the credit bureau directly.
• You may cancel any contract with a credit repair organization within 3 business days from the date you signed it, for any reason.
• Credit bureaus must investigate disputes and correct or delete inaccurate or unverifiable information within a reasonable period (generally 30 days).

No guarantees

We do not guarantee specific outcomes or score increases. Results depend on your individual credit file, creditor/bureau responses, documentation, and your ongoing credit habits.